Author: ValueChampion

Splurging on Seclusion: Cost of 5 Remote Honeymoon Destinations

After a hectic wedding, the first thing you want to do is get away from everyone and get some peace and quiet. Luckily, a few resorts cater to just that—a haven that is completely separated from the world and even other guests. Below, we take a look at some of the most secluded resorts that can be perfect for your next honeymoon. For the Ultimate Private Island Experience: Laucala Resort (Fiji) Is your definition of privacy your own private island? If so, Laucala Resort will not disappoint. It sits on its own private island and offers an 18-hole golf...

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Make Learning Fun: 4 Affordable & Educational Trips for the Whole Family

Sometimes, some of the best educational experiences occur outside of the classroom. One of the best ways to put this into practice is to travel. This is why holidays with your children can double as both a time for relaxation and a time for learning. Not only will your kids get a chance to experience new cultures, but they can see the things they learned about in person and get an opportunity to learn more about their interests. Thus, to help families budget appropriately, we analyse the costs of 4 types of educational trips that will be fun for...

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Amazon's Launch in Singapore: Where Should You Shop Online Now?

Amazon’s new launch of its first Singapore website is making headlines, stirring a new sense of excitement among consumers and perhaps concern among local e-commerce companies. Amazon has been expanding its dominating presence around the world by leveraging dirt cheap prices, wide selections and excellent customer service. But with so many local competitors that have been operating in the region for so long, will it live up to this expectation in Singapore? We’ve crunched the numbers to find out. Amazon Is Indeed Cheaper Than Other E-commerce Platforms After scraping prices of different products on Amazon, Lazada, Shopee and Qoo10,...

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Rising Mortgage Defaults in Singapore: Should You Be Worried?

Widely circulated data from Singapore’s Credit Bureau suggest that there has been a rise in home loan defaults in the past few years. For example, the number of mortgage defaults in 2018 (156) was up 39% from 2017 (112), and was more than double the number from 2015 (65). Similarly, the number of mortgagee listings (home listing by lenders, usually following defaults) have increased more than two fold since 2015. Should consumers be concerned about a downturn in the housing market? Why Are Mortgage Defaults on the Rise? There are a number of reasons that mortgage defaults may have...

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Saving Money While Saving the Earth: Cost of Sustainable Travel

One of the most pleasing modern conveniences is the increasing accessibility of travel. Unfortunately, travel takes a toll on the environment, whether its contributing to climate change due to CO2 emissions from travel or leading to the degradation of popular tourist sites due to overpopulation. To mitigate the environmental burden of travel, people have been researching ways to make travel more sustainable. This includes choosing environmentally-friendly modes of transportation and accommodation and being mindful of how you impact local communities and environments. But how does switching from traditional to sustainable affect your wallet? We compare the costs below. Flying...

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ValueChampion Student Interview Series: Merrill Cheong, SMU

With the first semester of the year in full swing, our team at ValueChampion has resumed our university interview series. Our goal is to share the stories of top students from leading universities in order to help prospective students get a better feel for the university experience. In this article, we’ve interviewed Merrill Cheong who is double-degree student at the Singapore Management University (SMU). Merrill studies Organisational Behaviour & Human Resources as well as Psychology, and plans to pursue a career as an HR professional for a multinational corporation. What influenced you to pursue your degree? What excites you...

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3 Science-Backed Ways to Reduce Risk of Alzheimer's Disease

Alzheimer’s is a terrifying disease, not just for the person experiencing it, but for the person’s close ones as well. While we expect our body to stop working as well as we age, we are rarely ready for cognitive decline and forgetting the ones we love. Unfortunately, Alzheimer’s disease can lead to severe dementia, a devastating neurological illness that reportedly affects 10% of Singaporeans over age 60. While research is still inconclusive on what exactly causes Alzheimer’s, there have been studies regarding several lifestyle habits that can reduce your risk. We explore the three most promising prevention methods below....

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4 Ways to Cut Down on Your Daily Expenses

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Singapore, the world’s most expensive city, has everything you’d like to experience, but many of these choices can be rather pricey. It’s easy to see why enjoyable living relies on effective saving. Fortunately, saving money doesn’t require a complete lifestyle overhaul–just a few creative adjustments to your existing habits. Here are 4 simple ways you could start saving money everyday. Skip Starbucks & Brew at Home The cheapest drink at Starbucks is an espresso, which costs S$3.70. If you drink...

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What Should You Do to Reduce Your Risk of Vehicle Theft in Malaysia?

Get the Best Car Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”car-insurance”,”title”:”Get the Best Car Insurance in Singapore”,”options”:[{“label”:”Car Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance”,”value”:”car-insurance”},{“label”:”Car Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-car-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Car Insurance for New Drivers”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance-young-inexperienced-drivers”,”value”:”new-drivers”},{“label”:”Car Insurance for Used Cars”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance-used-coe-cars”,”value”:”user-cars”},{“label”:”Car Insurance for Luxury Cars”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance-luxury-cars”,”value”:”luxury-cars”},{“label”:”Car Insurance for Families”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance-families”,”value”:”familes”}]} Recently, a vehicle theft syndicate was arrested for a string of car and motorcycle robberies in Malaysia. These individuals focused on stealing vehicles that were parked for extended periods of time in Johor Bahru—specifically cars that belonged to people who worked in Singapore. News like this can be unsettling not only for Malaysian commuters who work in Singapore, but also for Singaporeans who may frequently drive...

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How Much Does It Cost to Visit the World's Best Bars?

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} Singapore is no stranger to great bars, with iconic spots such as Manhattan and Atlas. But where does one go if they are outside of Singapore and are in the mood for similarly high quality libations? For travellers who are more interested in mixology rather than gastronomy, we analysed the cost of visiting the top bars in the world. American Bar, London The two best bars of 2018,...

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4 Ways to Boost Your Competitive Edge at Work

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} In Singapore’s competitive landscape, it can be difficult to stand out and earn the promotion you’ve been working towards. In order to gain a competitive edge and impress your manager, consider the following 4 ways to progress your career. Fill the Skills Shortage by Learning to Program According to the Hays Global Skills Index 2019/20, there is a significant talent mismatch in Singapore. In fact, “as market participation in Singapore continues to grow, those who possess digital skills–no matter their...

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How to Avoid Overpaying for Your Next Vacation

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} According to a report by the Competition and Consumer Commission of Singapore (CCCS), an estimated 81% of consumers report that they were charged a higher price than was initially advertised for their online travel bookings. To help you stay on budget for your next trip, we’ve laid out some of the common causes of expensive trips and tips for cutting the cost of travel. Common Pitfalls In its recent study, CCCS identified 4 common practices of travel booking sites that...

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5 Things to Look Out for When Purchasing HDB Resale Flat

With the recent announcement by the Singapore government to allow greater flexibility of the Central Provident Fund (CPF) usage and housing loans for homebuyers, the HDB resale market has seen a sharp increase of 30% in the number of units sold as compared to the first quarter of the year. While many are jumping on the bandwagon, there is still a need to investigate the details before buying an older flat. Here are five key factors that you may want to consider before going on the hunt for your next home. How Much of Your CPF Can You Utilise?...

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The Cost of Vice: How Expensive are Alcohol & Cigarettes in the Long-Run?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} The consumption of alcohol and cigarettes is relatively common in Singapore. Unfortunately, these habits come at a surprisingly high cost. On top of purchasing the products themselves–which can add up fairly quickly–consumers also risk negative health impacts and even a decrease in workplace productivity. Overall, these expensive behaviours can have a long-term impact far beyond what most people might expect. Smoking & Drinking Can Cost More than a 1-Week Vacation To begin with, alcohol and cigarettes are heavily taxed goods...

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7 Ways a High Salary Can Be Expensive

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Landing a high-paying job might sound like a cure for all financial worries. However, having less free time and more money to spend can result in increased spending. In this article, we examine 7 habits that can eat your earnings and how to keep these costs manageable. Not Booking Travel in Advance Having a busy schedule can get in the way of planning your next trip and it can even cost you hundreds of dollars. According to our research, last...

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