Author: ValueChampion

Which Disneyland in Asia is Cheapest?

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} A Disneyland vacation is a dream come true for children all around the world. Singaporean children are especially lucky, as they have 3 different Disneyland locations all a short flight away. But while children may be daydreaming about seeing their favourite characters, parents are thinking about how to budget for a traditionally costly vacation. To help parents budget for a trip to Disneyland, we analysed the costs of...

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3 Dog Expenses You Shouldn't Skimp On to Save Money in the Long-Run

Owning a pet in Singapore can be expensive, with the average cost of owning a dog over 10 years going as high as S$26,000. Thus, it makes sense that despite wanting the best for their pet, pet owners are always looking out for ways to reduce the costs. However, not all cost reductions are beneficial. In fact, trying to reduce costs in some areas such as quality food and medical check-ups can lead to higher pet care costs over the long run. Below, we discuss 3 areas of dog care you should not skimp on to reduce paying high...

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5 Things You Didn't Know About Motorcycle Insurance

At first glance, motorcycle insurance policies may seem like they just provide basic liability and accident coverage. However, these policies come full with lesser known benefits and caveats that are easily missed unless you thoroughly peruse the policy wording. Because some of these benefits and exclusions can determine the outcome of your claim and how much money you’ll have to pay out-of-pocket, it is beneficial to be aware of them. Below, we explore 5 things about a typical motorcycle insurance policy that you may not have known about. You Are Covered When Riding in Malaysia and Thailand If you’ve...

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Can You Save Money by Becoming a Vegetarian?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} There are numerous reasons as to why people go vegetarian. Religions like Buddhism and Hinduism have practiced vegetarianism over many centuries, while more recent vegetarians have cited health, ethical and environmental reasons for their culinary choice. The increase in vegetarian-dedicated food stores and organic grocery marts in Singapore have also made adopting vegetarianism an efficient option for both cooking at home and dining out. Join us as we explore if going vegetarian can result in more economical culinary experiences for...

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Where is the Cheapest Place to Buy Chanel?

As a symbol of class, timeless elegance and exceptional quality, Chanel has withstood the test of time as one of the most respected fashion houses. With several iconic pieces including the 2.55 bag, Boy bag and two-tone slingback heel, Chanel goods have always been status symbols. With a quickly growing middle class in Asian countries in the past few decades, Chanel and other luxury items have become a mark of the newly wealthy middle class. Thus, it makes sense that Chanel bags are very popular in Singapore, a country that has risen to a high level of prosperity in...

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Easy Personal Finance Tips That Can Dramatically Cut Your Honeymoon Costs

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Singaporean weddings are increasingly expensive, which can potentially leave you and your partner with a smaller budget for the honeymoon. Fortunately, there are several ways to drastically reduce the costs of your first trip as newlyweds, all of which require just a bit of planning and financial savvy. Earn a “Free” Roundtrip Flight From your Miles Credit Card Perhaps one of the more expensive parts of a honeymoon is booking your flight. In fact, many popular honeymoon destinations require round-trip...

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Will WeWork Ever Become Profitable?

WeWork (or the We Company), the biggest co-working space company in the world, was last valued at $47bn. In comparison, the company is set to generate revenue of “meager” $3bn in 2019, with operating losses nearing -$3bn for the year. Can such a lofty valuation be justified by this type of financial metrics? To explore this question, we analysed its IPO filings as well as its business model, both of which bear a striking resemblance to a truly great business, Amazon. But, some context is required to truly appreciate the strange situation interested investors may find themselves in regards...

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Which Dining Options Are Best for University Students?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Whether you’re heading off to university for the first time or returning to campus for yet another year, you may be wondering how to effectively plan out your dining budget. While there are a variety of options available, some are more cost-effective than others. In this article, we explore the pros and cons of 3 dining options so you can make the best decisions to save on food this semester. University Food Courts: Social Hotspots, But Often Overcrowded As you...

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Should You Wait for the Next Big Promotion to Apply for a Credit Card?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Welcome promotions and sign-on bonuses are fairly common attractions for aspiring credit cardholders. Typical offers range from cash rebates and miles to gifts (like luggage) and more. While promotions tend to remain roughly consistent in terms of value for specific cards or banks, there’s still a temptation to wait for the next big offer–perhaps a 100,000 mile giveaway or S$150 bonus rebate. If you’re considering opening a new credit card, is it better to delay in anticipation, or to move...

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3 Renovation Tips for Pet Owners

Planning a home renovation can be exciting, but when you have a pet it can also be complicated. In this article, we lay out tips and estimate the costs associated with renovating for pet owners that are planning to upgrade their home. Logistical Issues: Consider Doggie Daycare Some home renovation projects may cause a disruption in your home. For example, extensive renovations may take entire rooms out of commission. Therefore, if you have a pet, it may be necessary to find somewhere for your animal to stay during the remodeling stages. For example, dog owners might consider a daycare...

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3 Shocking Perks That Make Your Workout Worthwhile

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} There are plenty of benefits associated with working out, ranging from general wellness and physical health to burning calories and building muscle. While self improvement is always attractive to a degree, gym memberships and fitness subscriptions can end up being quite expensive, and working out often requires a significant time investment. Given potential cost deterrents, what greater value–beyond the readily known–can physical activity actually provide? Establish a Routine, Boost Your Salary It may seem surprising, but maintaining a regular exercise...

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Be Aware of These 5 Common Mistakes to Ensure a Comfortable Retirement

The goal of a comfortable retirement is challenging for many. Even those that plan ahead can fall victim to a number of pitfalls. To help consumers achieve their retirement goals, we’ve identified some of these mistakes and provided advice for avoiding them. Underestimating Retirement Expenses Perhaps the most important factor in assessing the adequacy of one’s retirement savings is the estimated financial costs of retirement. One common mistake is to underestimate how much money one will require after retiring. There are a number of reasons that people commonly make this mistake. First of all, individuals tend to ignore the...

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4 Unexpected Expenses for University Students–And How You Can Save On Them

With university tuition now ranging from S$28,000 to S$146,000+ total, attending college can be quite expensive. Beyond tuition fees, students also need to pay for books, room and board (if they opt to stay in a residential hall), daily meals, and for some, interest on an education loan. Costs go beyond the expected, however. To help incoming students better prepare for less-anticipated expenses, we’ve identified 4 such costs and ways to save on them. 1. Enjoying Air Conditioning in Your Room Singapore’s sweltering heat and harsh humidity make air conditioning almost a necessity for some. To enjoy air conditioning...

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Which Credit Cards & Savings Accounts Pair the Best?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Both rewards credit cards and savings accounts offer consumers great ways to save–whether by offsetting the next month’s statement or by actively putting money away for future use. When paired, these financial tools can become even more powerful. While there are several options available, we’ve identified the best combinations below. These pairings allow the average consumer to maximise both their interest rates and cashback earnings. UOB One Savings Account + UOB One Credit Card Not everyone is interested in complex...

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Pawnbroker Lending is on the Rise, Should You Really Consider a Pawnshop Loan?

Get the Best Personal Loans in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”personal-loans”,”title”:”Get the Best Personal Loans in Singapore”,”options”:[{“label”:”Personal Loans”,”url”:”https://www.valuechampion.sg/best-personal-loans-singapore”,”value”:”personal-loans”},{“label”:”Personal Loans for Bad Credit”,”url”:”https://www.valuechampion.sg/best-personal-loans-bad-credit-singapore”,”value”:”bad-credit”},{“label”:”Personal Loans for Foreigners”,”url”:”https://www.valuechampion.sg/best-personal-loans-foreigners-singapore”,”value”:”foreigners”},{“label”:”Debt Consolidation Plans”,”url”:”https://www.valuechampion.sg/best-debt-consolidation-loans”,”value”:”debt-consolidation-plans”},{“label”:”Balance Transfers”,”url”:”https://www.valuechampion.sg/best-balance-transfer-loans”,”value”:”balance-transfer”},{“label”:”Personal Line of Credit”,”url”:”https://www.valuechampion.sg/best-personal-line-credit”,”value”:”personal-line-of-credit”},{“label”:”Student Loans”,”url”:”https://www.valuechampion.sg/best-education-loan”,”value”:”student-loans”},{“label”:”Education Loan for Studying Overseas”,”url”:”https://www.valuechampion.sg/best-overseas-education-loan”,”value”:”education-loan-for-studying-overseas”},{“label”:”Renovation Loans”,”url”:”https://www.valuechampion.sg/best-renovation-loan”,”value”:”renovation-loans”}]} People borrow money for a number of reasons. For example, loans are helpful for financing the purchase of homes or cars, but also for large unexpected expenses such as medical procedures, honeymoons or even to repay other debt. Similarly, people can choose a wide range of borrowing options.While the total amount of pawnshop loans is down from its peak in 2012, there has been...

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