Author: ValueChampion

Planning a Road Trip to Malaysia? 5 Ways to Stay Within Your Budget

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} Road trips can be a great alternative to traditional travel. You can stop whenever you wish, discover hidden gems and even save cash along the way by camping or staying in local towns. Furthermore, taking a road trip can be suitable for everyone from the lone traveller to a group of friends or even a family. However, as with any type of trip, it is easy to get...

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3 Surprising Things That Could Be Expanding Your Waistline

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} According to the World Health Organization, global obesity has nearly tripled since 1975, with 1.9 billion adults considered overweight and 650 million obese in 2016. Singapore has not been immune to this worldwide weight problem. In fact, more than ⅓ of adults in Singapore qualified as overweight in the MOH’s most recent National Population Health Survey. Of course, a combination of exercise and a healthy diet is key to maintaining a healthy weight. However, studies have uncovered a few surprising...

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5 Environmentally Friendly Home Improvement Projects That Can Actually Save You Money

Home renovation projects present an exciting opportunity to modernise or even increase the value of your home. While changing the appearance of your place can feel good, it can also make your home more efficient and save you money. In fact, there are a number of ways you can reduce your environmental footprint without sacrificing comfort or financial savings. Small Touches While Renovating Your Home If you’re already planning a large scale remodeling, it’s also a great chance to make minor adjustments to your home that will help you save money. For example, if you’re already renovating an entire...

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5 Evidence-Backed Ways to Reduce Your Risk of Cancer

Cancer is Singapore’s most common killer, accounting for 29% of deaths each year since 2015. Even with the advent of groundbreaking cancer treatments, some cancers still remain deadly and expensive to treat. This, coupled with a barrage of news claiming that everything from bacon to viruses can cause cancer, people may feel hopeless when it comes to protecting themselves from this debilitating disease. However, studies have shown that there are still things you can do to reduce the risk of getting several types of cancers. Below, we explore 5 of these prevention methods. Quitting Smoking Can Reduce the Risk...

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Singaporean Millennials Are Divorcing Less, But Why?

Sometime, millennials get a bad rep in the media for all kinds of things. But, it seems like they have been driving divorce rates lower in Singapore for the past decade. Find out more on what might be causing this trend! Duckju Kang – June 10, 2019 Since 1980, divorce rate in Singapore has roughly doubled from 3.8 per 1,000 married resident males (or 3.8 per 1,000 married resident females) to 6.9 per 1,000 married resident males in 2017 (or 6.5 per 1,000 married resident females). This trend isn’t limited to Singapore: studies have shown that divorce rates have...

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Financially Responsible Father's Day Gifts Your Dad Will Appreciate

Finding the right gift for Father’s Day can be difficult, especially when your dad would disapprove of anything that he would consider unnecessary or lavish. To help out, we’ve identified several options even the most frugal dads will enjoy. Reduce Time & Hassle with a Smart Vacuum Buying your dad a smart appliance can be a generous way to help him save time on chores. For example, a smart vacuum cleaner can help older fathers easily keep their home clean without the burden of lugging a heavy vacuum around his home. Additionally, because smart vacuums clean autonomously, your dad...

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4 Things You Should Buy Early When Planning a Holiday

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} Going on holiday is always exciting—you get a chance to take a break from the mundanity of everyday life, explore something new and spend quality time with close ones (or yourself). On average, most Singaporeans book their trips more than a month in advance, suggesting a penchant for strategic holiday planning and perhaps a bit of wanderlust. This planning window is actually in line with typical travel advice....

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The Most Expensive HDB Flats by Neighbourhood – June 2019

While the public housing system in Singapore has helped many families achieve the goal of homeownership, prices have continued to rise over the years. Even if you’re very frugal, it can be fun to daydream about some of the islands most expensive apartments. In this article, we examined the most expensive HDB flats on the market by neighbourhood. Most Expensive HDB Flat Listings Across Singapore After analysing data from PropertyGuru’s website, we found that the most expensive flats in 10 neighbourhoods exceed S$1 million. In particular, large (often multi-generational) and recently renovated flats are listed at the highest prices....

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6 Things You Need to Know About the May 2019 BTO Sales Launch

Are you interested in this month’s BTO sales launch? Here are some important things to consider before you apply. William Hofmann – May 24, 2019 The Housing & Development Board’s latest offering of 3,485 Build-To-Order (BTO) units gives Singaporeans the chance to purchase brand new homes in Tengah, Woodlands ands Kallang/Whampoa. In this article, we outline the range of available homes and dig into the numbers to find prospective home buyers the most value for their money. Various Flat Sizes & Lease Lengths Available The May 2019 BTO Sales Launch offers flats ranging from 2-room flexi flats (38 –...

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4 Reasons Men Should Go to the Spa, Too

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} All too often, spa treatments are associated with women. While this isn’t unreasonable, as the gender ratio for spa clients has traditionally skewed towards female, men are increasingly building a presence in the health and wellness industry. If you’re still on the fence about joining this movement, consider these 4 reasons why men should go to the spa, too. 1. Well-Groomed Men Are More Successful in the Workplace Countless research has shown appearance has an impact on career success. In...

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Top 5 Healthcare Systems in Asia-Pacific

Increasing healthcare costs, health coverage gaps and low quality healthcare can threaten not just the overall productivity of society, but also the general well-being of individuals. However, as countries develop and economies grow stronger, governments are spending more money to increase healthcare quality and affordability for their citizens. With this in mind, we studied the healthcare industry in 13 top economies in APAC to see which country is leading the way in providing high quality and affordable healthcare for its citizens. Summary Points Japan ranked first in terms of healthcare outcomes, affordability and accessibility. New Zealand and Japan’s governments...

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The Top 5 Reasons Employees Leave & How SMEs Can Retain Their Best Workers

As a director of an SME, it is essential to recruit and retain talented employees in order to grow your business. Unfortunately, it is not uncommon for these workers to move on to other job opportunities. In fact, approximately 46% of employees in Singapore intended to leave their current job within the next year, higher than any other country in Asia-Pacific. This leaves small business managers wondering: why do employees leave and what can be done to keep them? Seeking a Higher Salary A study by Payscale estimates 25% of departures were driven by the motivation of a higher...

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Why Treating Yourself Can Save Money When You're Expecting a Child

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} If you’re expecting a child, chances are your expenses are already high. From doctor visits to preparing for your newborn child, you might feel pressured to cut your spending elsewhere. Surprisingly, this can actually be an expensive choice in the long run. By relaxing your budget and treating yourself, you may actually be able to save in the long run. Getting Stressed Out Can Be Physically & Fiscally Costly Pregnancy is a time of substantial hormonal change. Cortisol–commonly known as...

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Thinking of Buying Your First Home? Don't Forget About These 5 Expenses When Creating Your Budget

When you’re putting together a budget to estimate location, size and type of home you plan to purchase, it’s tempting to structure your search based on list prices. While this represents the most significant cost of becoming a homeowner, it is just one of many that you’ll have to consider when purchasing your first home. Therefore, some prospective home buyers may need to adjust their expectations and budget in order to account for these various expenses. Home Loan Payments First-time homebuyers are only required to put as little as 5% cash down for their purchase, assuming they have a...

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With Interest Rates at a 10-Year High, Is It Still Worth Refinancing Your Home Loan?

In Singapore, it is common for homeowners to refinance their home loans every few years in order to secure the lowest available interest rates. However, in the past few months SIBOR rates have reached their 10-year high, which might worry those homeowners that may be considering refinancing their loans. In this article, we present key factors for these individuals to explore when considering whether they should refinance in current interest rate environment. Why Refinance in the First Place? Individuals that have passed the lock-in period of their home loan may want to refinance their mortgage in order to obtain...

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