Author: Sonicericsg

(Post 75/week 56)Investment project updates(Peer to peer lending):Moolahsense(My twelfth campaign)

Moolahsense(My twelfth campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense, haha(this is not a sponsored post by the way) Issuer summaryDate of listing:Mar 2018Amount:S$50,000.00Tenor: 6 monthsNote type: Equal installment Quoting from the moolahsense website Equal installment:A promissory note by which an installment of the principal subscription amoung and/or interest accrued and due up to the date of payment shall be payable on such dates as set out in a repayment schedule specified in the promissory note, and on the maturity date, the principal subscription amount would have...

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(Post 74/week 52)Learning investing/trading together part 12: Boglehead investment philosophy

This post serves as a summary of the Boglehead investment philosophy, which I believe is a good and easy to understand investment strategy, that an amateur like you and me can follow Please refer to this link to learn more about boglehead investment philosophy What is a Boglehead investment philosophy? Boglehead investment philosophy simply follows a small number of simple investment principles that have been shown over time to produce risk-adjusted returns far greater than those achieved by the average investor. The basis of all of these principles is the idea that successful investing is not a complicated process, and can...

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(Post 73/week 55)Learning investing/trading together part 11:Shiny things thread summary from hardwarezone part 2

Continuing on from the last post here… Tip 10:On InsuranceBuy Term Insurance + Personal Accident Insurance. Buy Hospitalisation Insurance. Buy Mortgage Insurance, if you have any outstanding mortgage loans  Invest the rest. Do not buy Life Insurance. Do not buy ILP, Investment-Linked Products Mixing Protection ( essentially, Insurance ) & Investment in a product, e.g.. ILP, Life Insurance, Endowment Plan, is a terrible idea because these events are mutually exclusive & it should not cause liquidation. Cheapest Term Insurance in SG: Aviva SAF(The only good thing that NS has provided) This is the first insurance you should get if...

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(Post 72/week 48)TipforThought:10 financial tip,tricks and hacks

Saw some saving tip in an article in the magazine and would like to share here Here are some tips that will helps you manage your budget and add to savings.. 1.Create your monthly budget You are most likely going to spend more then necessary if you do have a pre-planned monthly budget.Keep a clear record of your earning and spending habits, and plan budget accordingly.In my case,i do not have a pre planned budget but i have a fixed amount of cash in my wallet that i put at the start of the week allowing me to keep...

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(Post 71/week 49)Investment project updates(Peer to peer lending):Moolahsense(My eleventh campaign)

Moolahsense(My tenth campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense, haha(this is not a sponsored post by the way) Issuer summary Date of listing:Mar 2018 Amount:S$100,000.00 Tenor: 12 months Note type: Callable Quoting from the SGYoungInvestment Callable: In a Callable note, an issuer has an option to early redeem the note on a quarterly basis. If the note is not early redeemed, the issuer pays a quarterly interest. The principal will be fully repaid on the quarter that the redemption is early called or at the...

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(Post 70/week 53)Zero dollar project updates:carousell,Bitcoin Faucets,Short Link,Online survey and Adsense update

Updates for last week week of zero dollar project1.Carousell2.Bitcoin faucets3.Short link4.Online survey5.Adsense update1.CarousellMy carousell:carousell.com/eric996 Been doing some heavy marketing everywhere, gumtree, , you name it… Will be writing a post about some of my tip for carousell soon… Total earnings for carousell from last update:$6 + $1=$7 2.Bitcoin faucets Current coinpot holding Bitcoin core: 6217 SatoshiBitcoin cash: 12188 bchDogecoin: 64.18 dogeLitecoin:  0.00218175 ltcDashcoin: 0.00072989 dash 3.Short link Last x week Currently Total earning for short link last update:$3.8361-$2.9437=$0.89 For more information on how’s I use both short link on my blog and YouTube, read here 4.Online survey Current online survey on my list…(Bold mean that these survey websites have been...

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(Post 69/week 52)Investment project update part 2:Posb invest saver DEC 2018 summary

Posb invest saver update(Dec 2018)My POSB invest saver update for the month of May, read hereMy POSB invest saver update for the month of June, read hereMy POSB invest saver update for the month of July, read hereMy POSB invest saver update for the month of Aug, read hereMy POSB invest saver update for the month of Sept, read hereMy POSB invest saver update for the month of Oct, read hereMy POSB invest saver update for the month of Nov, read here Regular saving plan updates for ABF Singapore Bond Index Fund(A35) Breakdown of my regular saving plan(A35) this month(Dec 2018)Total amount(regular saving plan)A35:$100Price per share:$1.149300Gross sales charge:0.5%Net...

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(Post 68/week 49)Learning investing/trading together part 10:Shiny things thread summary from hardwarezone

I know I have written about the summary just last week, but just this week I found a good summary of the shiny thread compilation and I think the summary does a very good job in keeping investment simple, hence I am adding this post so that I can refer to it easily and here I am promoting it, do give it a read from the original thread in hardware zone here(Shiny things have also written a book btw, I hope I can publish a book someday too, haha) Tip 1: Long-Only Investing for Retail Investors Invest in Stock & Bond...

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(Post 67/week 52)TipforThought:ShinyThings thread tip 1

In April as I was learning the ropes on stock investing(i am still learning btw), I came across the shiny thing thread on the hardware zone forum. There are certainly many interesting tips which are spread out over the long-running thread, I saved quite a few of them as I found them to be very insightful. Here are some of them Question 1: May I have some suggestion on how to start my investments? e.g invest in ETFs, bonds? and which platform should I do the investment? e.g through SGX directly, or through banks like POSB invest saver, DBS Vickers, OCBC...

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(Post 67/week 52)TipforThought:ShinyThings thread tip 1

In April as I was learning the ropes on stock investing(i am still learning btw), I came across the shiny thing thread on the hardware zone forum. There are certainly many interesting tips which are spread out over the long-running thread, I saved quite a few of them as I found them to be very insightful. Here are some of them Question 1: May I have some suggestion on how to start my investments? e.g invest in ETFs, bonds? and which platform should I do the investment? e.g through SGX directly, or through banks like POSB invest saver, DBS Vickers, OCBC...

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(Post 66/week 51)Investment project updates(Peer to peer lending):Moolahsense(My tenth campaign)

Moolahsense(My tenth campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense, haha(this is not a sponsored post by the way) Issuer summaryDate of listing:Mar 2018Amount:S$100,000.00Tenor: 12 monthsNote type: Equal installment Quoting from the moolahsense website Equal installment:A promissory note by which an installment of the principal subscription amoung and/or interest accrued and due up to the date of payment shall be payable on such dates as set out in a repayment schedule specified in the promissory note, and on the maturity date, the principal subscription amount would...

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(Post 66/week 51)Investment project updates(Peer to peer lending):Moolahsense(My tenth campaign)

Moolahsense(My tenth campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense, haha(this is not a sponsored post by the way) Issuer summaryDate of listing:Mar 2018Amount:S$100,000.00Tenor: 12 monthsNote type: Equal installment Quoting from the moolahsense website Equal installment:A promissory note by which an installment of the principal subscription amoung and/or interest accrued and due up to the date of payment shall be payable on such dates as set out in a repayment schedule specified in the promissory note, and on the maturity date, the principal subscription amount would...

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(Post 65/week 51)Zero dollar project updates:carousell,Bitcoin Faucets,Short Link,Online survey and Adsense update

Updates for last week week of zero dollar project1.Carousell2.Bitcoin faucets3.Short link4.Online survey5.Adsense update1.CarousellMy carousell:carousell.com/eric996 Been doing some heavy marketing everywhere, gumtree, , you name it… Total earnings for carousell last week:$3.50 + $1=$4.50 2.Bitcoin faucets Current coinpot holding Bitcoin core: 5896 SatoshiBitcoin cash: 10646 bchDogecoin: 62.45 dogeLitecoin:  0.00207161 ltcDashcoin: 0.00063188 dash 3.Short link Last x week Currently Total earning for short link last x week:$0.30 For more information on how’s I use both short link on my blog and YouTube, read here 4.Online survey Current online survey on my list…(Bold mean that these survey websites have been verified for payout) 4.1 Toluna4.2.surveyon4.3 YouGov4.4 mobrog4.5 ipanelonline4.6 viewfruit4.7 mysurvey4.8 millleu(App on google play store) Survey that...

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(Post 65/week 51)Zero dollar project updates:carousell,Bitcoin Faucets,Short Link,Online survey and Adsense update

Updates for last week week of zero dollar project1.Carousell2.Bitcoin faucets3.Short link4.Online survey5.Adsense update1.CarousellMy carousell:carousell.com/eric996 Been doing some heavy marketing everywhere, gumtree, , you name it… Total earnings for carousell last week:$3.50 + $1=$4.50 2.Bitcoin faucets Current coinpot holding Bitcoin core: 5896 SatoshiBitcoin cash: 10646 bchDogecoin: 62.45 dogeLitecoin:  0.00207161 ltcDashcoin: 0.00063188 dash 3.Short link Last x week Currently Total earning for short link last x week:$0.30 For more information on how’s I use both short link on my blog and YouTube, read here 4.Online survey Current online survey on my list…(Bold mean that these survey websites have been verified for payout) 4.1 Toluna4.2.surveyon4.3 YouGov4.4 mobrog4.5 ipanelonline4.6 viewfruit4.7 mysurvey4.8 millleu(App on google play store) Survey that...

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(Post 64/week 49)Learning investing/trading together part 9:How to purchase a stock part 2?(DBS vickers)

For more information on the various term, please refer to this linkContinue from part 8: How to purchase a stock? (you can read all about it here)16)Change the account the cash upfront17)Change the buy action to buy or sellSome key term to note…Settlement modeCash or Cash upfrontChoose cash upfront if you are using cash upfront accountSettlement currencyThe money that you would like to purchase the stock with, for purchasing of US stock(USD) and for purchasing of Singapore stock(SGD)Stock nameName of the stock itself,in my case it is the STI ETFStock CodeStock code as the name implies, SPDR STI ETF(ES3)Order typeThe below...

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