Author: Seedly

12 Things To Know About Fortune REIT Before You Invest

Fortune REIT is a dual-listed REIT (SGX: F25U) that trades on the Stock Exchange of Hong Kong and Singapore Exchange (although it will eventually delist from the SGX in October 2019). The REIT currently owns a portfolio of 16 retail properties located in Hong Kong worth HK$42.0 billion. I recently received a copy of Fortune REIT’s latest annual report and I’ll be giving an update on Fortune REIT’s latest financial results, long-term performance, and valuation. Here are 12 things to know about Fortune REIT before you invest. Disclaimer: This is not a sponsored post. Opinions expressed in the article should...

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Pay Per Entry Public Toilet: How Much Can The Toilet Uncle/ Auntie Make From Collecting 20 Cents Entrance Fee?

What’s worse than running into a paid toilet when having diarrhoea? Running into a pay toilet and with only a $50 dollar note in your wallet. It happened to me once. After I was done with my business, I exited the toilet, only to receive $49.80 worth of coins. Mostly, in 10 cents denomination. TL;DR – How Much Does Toilet Attendants (Toilet Uncles/Aunties) Make Per Month? This article is born out of frustration from having to lug those coins around for...

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Mobile Payment Technology ETF: Here’s How You Can Invest In The Cashless Future

“Eh, I PayLah you later.” Sounds familiar? Regardless of whether you use PayLah or PayNow, or even GrabPay, it is without a doubt that mobile payments have become widespread in Singapore. In fact, you can now make payments for something as simple as chicken rice at your favourite locale with just a few clicks. I mean… can you actually remember the last time you queued at the ATMs to withdraw cash? Mobile payments have made it so easy and convenient for us to make payments. Sometimes, it’s almost too easy that you don’t even know where your money went....

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Which Is The Better Dividend Stock: DBS Group Or UOB?

One of the most stable industries in Singapore is our banking industry. In particular, our local banks have demonstrated an enviable track record of sustaining profitability over a long period of time. As such, these banks have become popular among conservative investors who want to generate stable returns over the long term, both in the form of dividends and capital appreciation. But for dividend investors looking to invest in bank stocks, which local bank is a better dividend stock to buy now? Here, I’ll compare DBS Group Holdings Ltd (SGX: D05) and United Overseas Bank Ltd (SGX: U11). The idea is to get a...

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How Much Does It Cost To Own A Bike In Singapore?

If we apply the 50/30/20 rule, we’ve worked out that you need to be earning at least S$7,500 a month in order to own a car like a financially responsible adult. But what if you aren’t raking in that kind of money yet? Or are just… simply not into cars? Don’t worry riders, you haven’t been forgotten! This one’s for you.  Once again – being the awesome rider that I am – I’ll be dropping some serious knowledge about the various costs that you’ll incur when you buy a motorcycle. More often than not, the figures stated are my...

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Amount Of Savings: Affecting Your Investment Strategy More Than Your Life Stage

Basic Of Budgeting: 50/30/20 Budget Rule For someone who is a total “NOOB” to budgeting, the 50/30/20 rule is a quick go-to formula to help you kick start the journey on salary allocation. For those who are not sure of what the 50/30/20 budgeting rule is about, here’s a quick recap. Percentage Allocated Where Is It Allocated To? What To Spend On? 50% Needs GroceriesHousingUtilitiesHealth InsurancePayment for transportDaily Necessities 30% Wants ShoppingDining OutHobbies 20% Savings Savings This budget allocation rule may be a simple guideline, but it is not elaborated nor does it take into account all the various...

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A Dummies Guide To Investing In Ireland-Domiciled S&P 500 ETFs

You’ve probably heard of the Straits Times Index (STI), our local Singapore Stock Index. Basically, it’s a benchmark index that tracks the Top 30 companies in Singapore. And if you were to buy an index fund like an STI ETF, some benefits include: Lower cost of entry (Investing in one lot of STI ETF is more affordable than investing separately in 30 different companies) Need not actively monitor You may want to read: SPDR Straits Times Index ETF (SGX: ES3) or Nikko AM STI ETF (SGX: G3B), which should I choose? I think that investing in an STI ETF is a...

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Where To Watch National Day Parade (NDP) Fireworks In Singapore For Free?

National Day Parade (NDP) Fireworks 2019 Nothing can rekindle the patriotic spirit better than the fireworks of National Day Parade (NDP). In a short span of 20 minutes, Singaporeans stand together as one united people, regardless of race, language or religion, to post Instagram Stories of the NDP fireworks. source: Reddit As we achieve happiness, the prosperity of our Instagram views and progress on a romantic evening for some, let us not forget to save some money while doing so. TL;DR: Where To Catch National Day Parade (NDP) Fireworks For Free? What Are The Things To Take Note...

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12 Things To Know Before You Invest In Sheng Siong Group Limited

Listed in 2011, Sheng Siong Group Limited (SGX: OV8) is the owner and operator of one of the largest supermarket chains in Singapore. As of 7 July 2019, Sheng Siong is worth S$1.65 billion in market capitalisation. In this article, I’ll give a review of its latest results, long-term financial performance, and valuation ratios. Here are 12 things to know about Sheng Siong before you invest. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. 1. Revenue Growth Group revenue has grown at...

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DBS Travel Marketplace. Should Singaporeans Even Care?

We get it, having a mega-platform is now the in thing to do. With ‘superapps’ such as Grab, Go-Jek and WeChat, offering tons of services to consumers and paving way for what looks like the future, it is no wonder that those with the capability follow suit. We now call this version of copycat, a form of “innovation”. And consumers LOVE it. DBS Marketplace In this case, we have DBS en route to the mega-platform dream. After launching a marketplace for property, car, and electricity, DBS is now dabbing into travel. Some call this “throwing sh*t on the wall...

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Value Investing: 5 Things To Look Out For In A Company

Benjamin Graham, the “father” of value investing and one of the best investors of all time once said, “In the short run, the market is a voting machine but in the long run, it is a weighing machine.” … Cheem right? What did he really mean? Well… allow me to introduce you to the concept of Value Investing. And perhaps after reading this, you’ll be able to figure it out. What is Value Investing? Firstly, there are two types of investors: Short-term Investors, and Long-term Investors Short-term Investors buy and sell their stocks in a short time period –...

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8 Key Numbers To Understand CapitaLand Mall Trust Better

CapitaLand Mall Trust (SGX: C38U), or CMT, is the first real estate investment trust (REIT) to be listed in Singapore back in 2002. It is also the largest retail REIT by market capitalisation, at S$8.8 billion, and owns 15 quality shopping malls comprising a diverse list of around 2,800 tenants. Some of the malls within CMT’s portfolio include the newly-refurbished Funan, Junction 8, IMM, Plaza Singapura, and Bugis Junction. It may seem a daunting task for an investor to try to understand such a large and established REIT. To make things easier, I will zoom in on eight key aspects of...

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How Much Does It Cost To Get A Class 2B Motorcycle Licence?

“Damn bro… What a sik bike! #class” Source: Latestly Those were my friend’s exact words – even though he has yet to get his bike licence. For the bike noobs wondering what’s the big deal with that bike. That’s a Yamaha R15 v3 (read: very VERY fast sports bike). And that’s his dream bike even though the motorcycle insurance of a sports bike is usually higher. As onz as he was about getting his motorcycle licence, he was unsure how much it would cost to get his Class 2B licence and even simple stuff like how and where to...

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Private Home Prices Are At A 5-Year High, But Are They Sustainable?

Singapore’s private home prices recently hit a five-year high, according to URA estimates on 1 July 2019. But is it just a quirk, or will prices keep rising? Let’s find out. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. What’s Happening In The Property Market? In a separate article, we pointed out that private property prices were rising, even as resale flat prices were falling. URA’s private residential property price index is at 150.5 points for Q2 2019, the highest level in five...

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Duty Free International Limited: A 9.89% Dividend Yield But Is That All You Should Be Looking At?

At a share price of SGD$0.182 (correct as of the time of writing), the dividend yield of Duty Free International Limited (SGX: 5SO) is 9.89%. If you already own this stock, should you just happily pocket the dividends…? Source: giphy Or is there more to it than meets the eye? Hmm… I’m always sceptical whenever a company has an unusually high dividend. Curious, I decided to look into the fundamentals of Duty Free International Limited to see if there’re any other factors I should be looking at. First, let us look at what the company does. Brief Background Of...

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