Author: paullowinvestmentjourney

True story of a dividend investor

True story of a dividend investor. Hope it will inspire others to be on the correct track. He has very kindly and graciously agreed and allowed me to share this with others I started my investing journey some 20 years ago.  Started out with tips from friends, family and media. That did not end well.  Then got introduced to an investment news letter by a popular value investor . Did ok but was frustrating sitting on under valued stock that did not go anywhere.  Then tried my hands on trading with charts, stop loss, etc. That was the most...

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Dividend and portfolio update June 2019

Sold most of FCT and Plife above 260 and 310. Used proceeds to add banks and keppel corp Accepted FCT rights at 235 Sold off all of fortune reit and used proceeds to add HSBC. Fortune reit going to delist from sgx, and further holding would need to be held in custodian ac. HSBC happened to be at good price and yield, and pays quarterly. If need to be custodian account, choosing between fortune reit and hsbc, the latter would be a much better choice. Added Hkland, GPI As i grow older, i am placing more emphasis on larger...

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Dividend and Portfolio update May 2019

Added SIA and banks and hlf. As i grow older, i am placing more emphasis on larger companies and blue chips. Risk management strategy shifting gradually, overall giving up a bit on yield for stability and peace of mind. nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon. No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future. Counters get rebalanced periodically as and when...

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S$11k portfolio giving 11months dividends per year

I put myself in the shoes of an middle age to older person. I can doing some part time job to keep busy and to earn a little income. I want to have passive income every month. I do not like to monitor the market as I find that stressful and I might end up making wrong desisions. I want a low risk portfolio. Perhaps, at most once or twice a year, I take a look at the absolute values of the portfolio. And importantly, I do NOT want to outlive my portfolio and I would like to see...

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Dividend and portfolio update April 2019

No dividends received from stock counters for month of April. Few counters paying in May went XD in April Added SIA, SPH, SGX, Bukit Semb and SingRe. Nothing sold. Great news from DBS as it decided to pay quarterly now. Wonder if the other banks would follow. nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon. No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the...

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Dividend and portfolio update March 2019

Remarks: Added more banks, sia and keppel corp On review of ums position, figured out that the risk benefit does not fit in and took the chance to sell it off at 74c, and bought keppel corp in the process. ums-dividend cut last term and now absence of special. Overall, nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon. No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of...

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Hyflux

from the dividend perspective, all was well, and the company was even paying biannual dividends starting 2010 then if u notice, 2012 and 2013 dividend seems to have taken a halt in growth. Sure, it could be a natural part in its business. then in 2014 and 2015, dividend was cut to 0.023c for each of those years. This should ring some alarm bells already. 2016 dividend cut further to 0.012. IMO should be time to get the hell out. look at 2017, skipped dividend for august. if still don’t get out…really good luck amd really need to find...

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Dividend and portfolio update Feb 2019

Dividend by month 1) singtel2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec3) spost  taisin  nam lee5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ums6) tcil ocbc7) singpost ums8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock fortune  capitacom  siaen mit sats uob cdg sci9)   hlf teckwah bumi singre capitaretail10) sgx ums tcil11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec12) sph ksh ock sats netlink ums Remarks: Added more three banks keppel corp sia sph sia bank prices...

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Dividend and portfolio update Jan 2019

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin  nam lee 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ums 6) tcil ocbc 7) singpost ums 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock fortune  capitacom  siaen mit sats uob cdg sci 9)   hlf teckwah bumi singre capitaretail 10) sgx ums tcil 11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec 12) sph ksh ock sats netlink ums Remarks: Added...

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Its time in the market which matters … read this and work out the sums

Let me share a educational story as a new year inspirational story Meet Uncle High, Sg worst investor who only buys at the highest point in the market.  He has good intentions to invest his money but each time he does it, he does it right at the time when the masses has nearly completed their frenzy buying.  Born 1965 Studied hard and Graduated with a University degree and started work in 1988, just after Black Monday crisis Landed job earning 2kpm Saved 0.5kpm from 1988 to 1996 and Bought into STI high 2450 February 1996 STI crashed 2yrs...

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Dividend and Portfolio Update Dec 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin  nam lee 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ums 6) tcil ocbc 7) singpost ums 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock fortune  capitacom  siaen mit sats uob cdg sci 9)   hlf teckwah bumi singre capitaretail 10) sgx ums tcil 11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec 12) sph ksh ock sats netlink ums Remarks: Market...

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dividend and portolio update Nov 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin  nam lee 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ums 6) tcil ocbc 7) singpost ums 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock fortune  capitacom  siaen mit sats uob cdg sci 9)   hlf teckwah bumi singre capitaretail 10) sgx ums tcil 11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec 12) sph ksh ock sats netlink ums Remarks: Taisin...

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portfolio and dividend list October 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin lippo nam lee 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre teckwah mit sci suntec bumi hlf ums 6) tcil ocbc 7) singpost ums 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt lippo  ock fortune  capitacom  siaen mit sats uob cdg sci 9)   hlf teckwah bumi singre capitaretail 10) sgx ums tcil 11) fcot taisin sgx spost  starhillg fct cmt lippo siaen mit suntec 12) sph ksh ock sats...

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portfolio and dividend list October 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin lippo nam lee 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre teckwah mit sci suntec bumi hlf ums 6) tcil ocbc 7) singpost ums 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt lippo  ock fortune  capitacom  siaen mit sats uob cdg sci 9)   hlf teckwah bumi singre capitaretail 10) sgx ums tcil 11) fcot taisin sgx spost  starhillg fct cmt lippo siaen mit suntec 12) sph ksh ock sats...

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went to bank to open FD but RM ask me to buy accumulators

yesterday during lunch, went to a bank (won’t mention which), to open a FD. cos there’s quite an attractive promotion going on. and these funds are part of my emergency ones. so no harm getting something better for them, anyway most likely they will stay put also. while waiting in the room and being served with a drink there, the RM came …. sir, you know there’s this product, like bank shares, you buy at this price then potentially…. its basically accumulators! wah… got this kind of...

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