Author: Follow the Hive

Podcast 27 – What Are Structured Products? Why Do They Matter?

Podcast 27 – What Are Structured Products? Why Do They Matter? PodcastsBy Sha Osman, 15th February 2019 Structured Products, the term is often thrown around in financial circles. You may have heard it on the radio, read about it on the Newspaper, saw it on the local Bank’s advertisement or heard it while speaking with your financial advisor. But, what is it actually? In this podcast, Qiuyan and Michael explained the simplest way to understand the meaning of structured products. Click here to listen Be sure to look out for our 2nd part of this mini-series as we provide...

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Being In Love Will Cost You

Roses are red, violets are blue/Did you spend too much money this year? Yeah.. Us too. Long, long ago a blissfully romantic tradition originated from a lesser known dark and bloody history. It apparently involved the Romans sacrificing a goat, matchmaking debauchery, and the execution of two men both named Valentine. Whatever the story may be, the 3rd century martyrdom has long since been honored by the Catholic church, and February 14th has forever been in our hearts (unless SAD – Singles Awareness Day – occupies yours. It’s cool, we don’t judge). Through the evolution of passing cute notes in primary...

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Podcast 26 – I Feel Like I Got My Life Back

Podcast 26 – I Feel Like I Got My Life Back PodcastsBy Sha Osman, 21st January 2019 In last week’s podcast, Qiuyan and Michael talk about some pretty big news. After collaborating closely with Prive Technologies since its founding, Hive Up announced that it has been fully acquired by them. During the past year, Qiuyan and Michael have talked about just how difficult and all-consuming it can be to start and build something from scratch…how much of the rest of one’s life suffers. Sometimes it feels like there is no break. Nobody succeeds alone and working with good partners is key to success....

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Podcast 26 – I Feel Like I Got My Life Back

Podcast 26 – I Feel Like I Got My Life Back PodcastsBy Sha Osman, 21st January 2019 In last week’s podcast, Qiuyan and Michael talk about some pretty big news. After collaborating closely with Prive Technologies since its founding, Hive Up announced that it has been fully acquired by them. During the past year, Qiuyan and Michael have talked about just how difficult and all-consuming it can be to start and build something from scratch…how much of the rest of one’s life suffers. Sometimes it feels like there is no break. Nobody succeeds alone and working with good partners is key to success....

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Structured Products Part 1: What Are Structured Products? Here’s Why They Matter

Structured Products Part 1: What Are Structured Products? Here’s Why They Matter General Finances, InvestmentsBy Sha Osman, 10th January 2019 The term “Structured Notes” is often thrown around in financial circles, or you may have heard it while speaking with your financial advisor. What is it actually? Without getting into the technical details, the typical structured note sold in Asia is a financial asset (like a bond or stock) whereby the risk & return behaviour may mimic a bond when the product is performing well and conversely, it behaves like a stock when the product is performing poorly. Structured...

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Structured Products Part 1: What are they and how it works

Structured Products Part 1: What are they and how it works General Finances, InvestmentsBy Sha Osman, 10th January 2019 The term “Structured Notes” is often thrown around in financial circles, or you may have heard it while speaking with your financial advisor. What is it actually? Without getting into the technical details, simply put, a structured product is a financial product (like a bond or stock) whereby the risk & return behaviour mimics a bond when the product is performing well and conversely, it behaves like a stock when the product is performing poorly. Structured products are commonly sold...

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Privé Technologies Acquires Digital Engagement Start-Up Hive Up

On January 8, 2019 Privé, a globally-recognized leader in FinTech solutions, is proud to announce that it has wholly- acquired Hive Up, a Singapore-based startup that creates content and builds digital tools centered around the mission of financial literacy. Qiuyan Tian, the CEO and co-founder of Hive Up, commented, “Privé will be able to help us accelerate our mission of bring wealth management to the masses. I am elated to adopt their proficiency in FinTech to propel our ideas to much greater heights.” Charles Wong, CEO and co-founder of Privé Technologies, noted, “We are excited to have Hive Up...

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The Pitfalls Of Spending During Christmastime

Once again we have entered the Christmas season, which for many celebrating means a season of stress. What gifts do you get for loved ones, friends, and/or those at your office party? The season of gift giving brings many challenges, so provided are some helpful tips that may help aid the all too familiar shopping dilemmas. What to get, what to get Many of us probably spend too much time wandering through the lanes of department stores, further conflicted about what gifts to get for loved ones. Not only does the shopping lead to poorly-planned purchases and overspending, but...

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The Pitfalls Of Spending During Christmastime

Once again we have entered the Christmas season, which for many celebrating means a season of stress. What gifts do you get for loved ones, friends, and/or those at your office party? The season of gift giving brings many challenges, so provided are some helpful tips that may help aid the all too familiar shopping dilemmas. What to get, what to get Many of us probably spend too much time wandering through the lanes of department stores, further conflicted about what gifts to get for loved ones. Not only does the shopping lead to poorly-planned purchases and overspending, but...

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Financial Literacy: An Introduction (Part 1)

Financial Literacy: An Introduction (Part 1) General Finances, Savings, SpendingBy Gibs, 16th November 2018 Financial literacy has many definitions. One of our favourite ones is knowing how money works, and how you can put money to work for you. Others define it as how well one can understand budgeting, and apply financial prudence to life decisions. In general, financial literacy refers to how well one can manage their financial resources effectively throughout their life, and how well they are able to plan for their financial goals. Why is important for us to be financially literate? Quoting Futurpreneur, “Research studies...

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Financial Literacy: An Introduction (Part 1)

Financial Literacy: An Introduction (Part 1) General Finances, SavingsBy Gibs, 16th November 2018 Financial literacy has many definitions. One of our favourite ones is knowing how money works, and how you can put money to work for you. Others define it as how well one can understand budgeting, and apply financial prudence to life decisions. In general, financial literacy refers to how well one can manage their financial resources effectively throughout their life, and how well they are able to plan for their financial goals. Why is important for us to be financially literate? Quoting Futurpreneur, “Research studies across...

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Podcast 25 – I Was So Tempted

Podcast 25 – I Was So Tempted PodcastsBy Gibs, 7th November 2018 Does choosing between instant or delayed gratification have an impact on our finances? In last week’s podcast, Qiuyan and Michael discussed some definitions and what factors may cause us to lean one way or the other. This week, they dove deeper into the financial implications of instant versus delayed gratification, and tried to determine how it directly affects our decisions in the areas of loans and investments. Before they did that, they took a look at the results of the quiz that was written about...

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Financial Wisdom in Delayed Gratification – Part 3

Financial Wisdom in Delayed Gratification – Part 3 PsychologyBy Gibs, 2nd November 2018 In Parts 1 and 2 of this mini-series, we introduced the concept of instant and delayed gratification, and how it has possible implications on our decision-making and finances. Join us today for the 3rd and final part of this series, where we discuss practical steps on how to improve our financial self-awareness and avoid the pitfalls of instant gratification. (If you have not read Parts 1 and 2, it would be great if you did to benefit best from this series.) Financial prudence seems simple in...

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Podcast 24 – The Key Word is Balance

Podcast 24 – The Key Word is Balance Podcasts By hiveup, 29th October 2018 Qiuyan and Michael talked about instant versus delayed gratification…in life and in investing. How does one’s personality impact the way you live and invest? Does your personality affect the way you make decisions? Instant gratification generally refers to the impulsive decisions we make for the sake of immediate pleasure. It’s about getting exactly what we want, right when we want it. In contrast, delayed gratification is the ability to resist those impulses for immediate pleasure, in order to receive something better in the future. Do we choose...

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Financial Wisdom in Delayed Gratification – Part 2

Does choosing between instant or delayed gratification have an impact on our finances? In our previous article, we introduced the definitions and what factors may cause us to lean towards one or the other (click here to read). Today, we will be diving deeper into the financial implications of instant versus delayed gratification, and learn more if it directly affects our decisions in the areas of loans and investments. But just before we do that, let’s take a look at the results of the quiz in Part 1. Which category did you fall under? It seems that a good number...

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