Author: Family-Finance-Savvy

Our 7 Simple Family Finance Habits

This is a continuation from my last post. My family follows 7 simple habits to improve our family finances. Most can be easily achieved and have helped us over the years. Habit 1: Always check our receipts My wife has a habit to check our receipts after paying at supermarket and restaurants. Several times, we discovered errors and promptly asked for a review in the payment. We should never pay extra for something that we should not. Do remember to check your receipts on the spot rather than doing it back home! Habit 2: Only buy what we need It...

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Market Watch 2019 – SG Banks

In our previous post, we shared our plans to diversify our investment portfolio. Since then, my wife and I sold half of our OCBC shares at $11.50 and CPFIS’s STI ETF at around $3.41 to build up investment war-chest as well as protect overall profits in our CPF portfolio. We kept a constant look out for trigger news e.g SG banks’ Q3 financial results this week, to gather information to help us assess the general impact from the trade war climate. Key points from CEOs of the three banks:  DBS CEO – Source: Business Times OCBC CEO – Source: Business Times UOB CEO – Source:...

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