Author: Agedashi23cents

5 Money Saving Ways This Valentine’s Day

It’s here! The week where Romance and Love is highest in the air. So are the prices of all things lovely, from flowers to chocolates, dinner to staycations and anything that ends with love in it. If only there is a way not to put our wallets on the chopping board this year. The reality is, spend a whole lot of money is not the only way to show your other half that you care. Flowers seem to be a ‘must-have’ on this special day but we can always skip the tradition and go instead for something more unique. Here...

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Let It Go

Monkeys are agile, mischievous and extremely fast at escaping. But there is a well known method to catch a monkey by using a coconut. First of all, cut a hole in the coconut, empty out the coconut, then make the hole just wide enough so that the open hand of a monkey can reach into the coconut but the fist cannot. Tie the coconut to a tree and place a bait which can be a piece of fruit or banana inside the coconut. This method works by making use of the monkey’s greed. The monkey sticks its little hand...

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Follow Your Dreams

Biagio a boy who was the son of a poor horse trainer who had to travel different parts of the country training horses each year. The boy’s schooling was affected greatly due to the constant travelling. The boy was once asked to write a paper about what he wanted to be when he grew up.   “That night he wrote a five-page journal describing his goal of owning a horse ranch. He wrote about his dream in great detail and he even drew a diagram of a 200-acre ranch, showing the location of all the buildings, the stables, and...

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5 Ways To Make More Money This Year

While some of us are still attending “Lo Hei” sessions and giving out blessings in the form of ‘angbaos’, many of us are already feeling the after effects the most ‘costly’ month. Because everything that is being spent on in the CNY month money well spent. Hey! It’s CNY after all and happens only once a year! In an effort to repair the ‘damage’ done, here are 5 ways to make more money this year! 1) The annual Hong Bao draw from Singapore Pools! Who can resist the temptation of getting $12M for the cost of a few dollars?...

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The Golden Gift

A father was furious with his 3 year old daughter for decorating a box under the Christmas tree with a roll of gold wrapping paper. Money was tight and they were having a hard time trying to make ends meet.  The next morning, the little girl brought the gift to her father and said, “This is for you, Daddy. Merry Christmas! ” The father was embarrassed by his earlier actions, but his anger flared again when he found out that the box was empty. He yelled at her, shouting, “Don’t you know when you give someone a present, there...

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How to complicate and over analyse matters

Every day, a small Ant arrives at work very early and starts work immediately.  She produces a lot and she was happy. The Chief, a Tiger, was surprised to see that the Ant was working without supervision. He thought if the Ant can produce so much without supervision, wouldn’t she produce even more if she had a supervisor! So he recruited a Bee who had extensive experience as supervisor and who was famous for writing excellent reports. The Bee’s first decision was to set up a clocking in attendance system. He also needed a secretary to help him write...

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Personal Finance For My Younger Self

Remember the last time you said to yourself, “If only i…” Self-reflection is a powerful thing. It’s the reason why people like myself buy books like “The things i wished i knew at 20.” or “Things I would say to my younger self.” I sometimes reflect on my childhood year with amazement and hilarity, especially with regards to my money spending decision. Although I am still very much in the learning process and there are probably a hundred and one things i do not know. But what I do know are the things I should not have done. That...

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The 99 Club

Once upon a time, there lived a King who, despite his luxurious lifestyle, was neither happy nor content. One day, the King came upon a servant who was singing happily while he worked. This fascinated the King, why was he, the Supreme Ruler of the Land, unhappy and gloomy, while a lowly servant had so much joy. The King asked the servant, “Why are you so happy?” The man replied, “Your Majesty, I am nothing but a servant, but my family and I don’t need too much, just a roof over our heads and warm food to fill our...

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Where’s Your Mercedes?

An elderly man was taking a smoke break with his younger non-smoking colleague. “I have a question to ask, says the colleague. “How many packs a day and for how long have you been smoking?” . “3 packs a day for fifteen years,” says the smoker. “Fifteen years!” the colleague remarked in awe. “That’s costs so much money. At $10 a pack of cigarette a day, you’re spending $10,950 a year not accounting for inflation and in 15 years, you would have spent $164,250! If you had invested that money at a respectable interest rate for the past 15 years, you’d...

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The Cookie Jar

A professor stood before his philosophy class and had some items in front of him. When the class began, wordlessly, he picked up a very large and empty mayonnaise jar and fills it with golf balls. He then asked the students if the jar was full. They agreed that it was. The professor then picked up a box of pebbles and poured it into the jar. He shook the jar lightly. The pebbles rolled into the open areas between the golf balls. He then asked the students again if the jar was full. They agreed it was. The professor...

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How To Win A Cow!

A farmer had a cow which unfortunately died and he was desperately trying to sell it off to recover some of the loss of the cow.  He finally managed to sell it to a young man whom he thought was foolish to buy a dead cow for 10 dollars. A few weeks later, the young man returned and wanted to buy another dead cow from the farmer. The farmer had no dead cow this time but was curious about what happened to the dead cow he sold. The young man said: “I made a small profit with the cow...

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12 Months of Savings Guide

12 Months of Savings Guide Each month brings new challenges, from the holidays and Valentine’s Day to the back-to-school shopping frenzy in late summer. So with that in mind, here are 12 ideas to help you save more and spend wisely one for every month of the year January Are you stepping into the New Year and reflecting on the spending you made on holiday presents? Pretty sure you’ll be making credit card payments until the end of time? Download a 52 weeks challenge savings plan here or set up an automated weekly fund transfer to your savings account from your...

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