Uncle8888 became CPF OA Millionaire without a single cent of voluntary cash top up to his CPF OA during his full-time job as employee from Aug 1977 to Sep 2016 i.e. 39 years of mandatory CPF OA contributions.
This is how he achieved $1M in CPF OA!
50% from mandatory CPF OA contributions as full-time job as employee for 39 years and cumulative CPF OA interests from 1977 to 2004 and the other 50% coming from (a) 20% from cumulative CPF OA interests from 2005 to 2018 and (b) 30% from CPFIS Net Refund i.e. net investment gains including dividends from 2000 to 2018 …